Every citizen of Kyrgyzstan has the right to work and the right to rest. We all need to have a high-quality rest and stress-relief to make us work productively. What can we do if we dream of a vacation at the Issyk-Kul lake, or in Turkey, or at some exotic islands abroad - but at the moment we have not enough money to carry out the plan and make the dream come true?

Or if you are going to celebrate a very important holiday in your family's life - a wedding day, an anniversary, a special birthday?

MFC Alma Credit offers consumer loans to let you:

  • hold festive events of any size - from a small and modest birthday party to a rich gorgeous wedding ball or significant anniversary and other traditional and family holidays
  • pay for a tourist trip, traveling inside Kyrgyzstan or abroad
  • receive a course of medical treatment at a SPA resort
  • get money for a vacation you can ever dream of

Our credit specialists will be happy to provide high qualified consultations on the advantages of getting a consumer loan at MFC Alma Credit for the costs associated with rest and celebrations. We will develop individual solutions with flexible deadlines.

Contact Alma Credit branches

Loan term: from 3 to 60 months
Loan amount: in Kyrgyz soms from 20 000 soms to 700 000 soms
Interest rate: annual effective interest rate starts from 23,58%*
Requirements for collateral security

  • Up to 150,000 soms a loan is issued without collateral, a guarantor for the loan is required
  • Up to 250,000 soms - a vehicle is required as collateral.
  • Over 250 001 soms - real estate is required as collateral.

* The effective annual interest rate is calculated individually. Please, contact the loan expert for clarification.

It happens that our desires don’t match our financial opportunities. Sometimes we really need to buy something urgently, but we have not funds for the purchase. In this case, consumer loans from MFC Alma Credit can help.

We offer consumer loans for the purchase of mobile phones, laptops, tablets, a new dress at graduation, a New Year gift for parents - all things you might need, but the there is a shortage of money and a lack of time to save money. It is important that these acquisitions and purchases are made not from fleeting motives, they should be really necessary and useful for your life and wellbeing enhancements, and then Alma Credit will help you fulfill your cherished desire.

Our credit specialists will be happy to provide high qualified consultations on the advantages of getting a consumer loan at MFC  Alma Credit for buying household appliances, brand new electronic devices, fashion clothes and accessories and other things. We will develop individual solutions with flexible deadlines.

Contact Alma Credit branches

Loan term: from 3 to 60 months
Loan amount: in Kyrgyz soms from 20 000 soms to 700 000 soms
Interest rate: annual effective interest rate starts from 23,58%*
Requirements for collateral security

  • Up to 150,000 soms a loan is issued without collateral, a guarantor for the loan is required
  • Up to 250,000 soms - a vehicle is required as collateral.
  • Over 250 001 soms - real estate is required as collateral.

* The effective annual interest rate is calculated individually. Please, contact the loan expert for clarification.

Home is one of the warmest and dearest words in the life of every person in Kyrgyzstan. And of course everyone wants to make their home cozy and convenient for the family's life, lovingly arranging it, furnishing with furniture and household appliances.

CJSC MFC Alma Credit offers loans to make your house comfortable:

  • Mortgage loans
  • extension of the living space
  • house repairing
  • purchase of heating appliances, water heaters
  • for household appliances and electrical equipment
  • to purchase furniture
  • and many other things that will make your life happier, and the house more comfortable.

Our credit specialists will be happy to provide high qualified consultations on the advantages of getting a loan at MFC  Alma Credit for buying or repairing a house, purchasing household appliances and other things.

Contact Alma Credit branches

Loan term: from 3 to 60 months
Loan amount: in Kyrgyz soms from 20 000 soms to 3 000 000 soms
Interest rate: annual effective interest rate starts from 23,58%*
Requirements for collateral security

  • Up to 150,000 soms a loan is issued without collateral, a guarantor for the loan is required
  • Up to 250,000 soms - a vehicle is required as collateral.
  • Over 250 001 soms - real estate is required as collateral.

* The effective annual interest rate is calculated individually. Please, contact the loan expert for clarification.

Agriculture is the backbone of the economy of Kyrgyzstan, it employs over half of the able-bodied population of our country. If you are engaged in farming, or just planning to develop your farmland, you realize that you will need money, sometimes quite considerable funds. Farm loans from “Alma Credit” allow you to get the necessary money quickly and easily.

CJSC MFC Alma Credit offers loans for the whole range of agricultural works:

  • purchase of agricultural machinery
  • development of personal part-time farming
  • Farmer's credits for field crop cultivation, plant growing and gardening
  • loans for plant and livestock (cattle breeding)
  • for much more

Our credit specialists will be happy to provide high qualified consultations on the advantages of getting an agricultural loan at MFC  Alma Credit and to develop tailor-made solutions with flexible deadlines.

Contact Alma Credit branches

Loan term: from 3 to 60 months
Loan amount: in Kyrgyz soms from 20 000 soms to 3 000 000 soms
Interest rate: annual effective interest rate starts from 23,58%*
Requirements for collateral security

  • Up to 150,000 soms a loan is issued without collateral, a guarantor for the loan is required
  • Up to 250,000 soms - a vehicle is required as collateral.
  • Over 250 001 soms- real estate is required as collateral.

* The effective annual interest rate is calculated individually. Please, contact the loan expert for clarification.

Good education has never been cheap in Kyrgyzstan or abroad. But all parents clearly understand that children education is worth investing in it, because a well-educated person will always find a good job, become well-paid specialist and ensure bright future for a family.

CJSC MFC Alma Credit offers education loans to help you to get a higher or secondary technical education in Kyrgyzstan or abroad - in Russia, Europe, the USA, etc.

Our credit specialists will be happy to provide high qualified consultations on the advantages of getting an education loan at MFC  Alma Credit and to develop tailor-made solutions with flexible deadlines.

Contact Alma Credit branches

Loan term: from 3 to 60 months
Loan amount: in Kyrgyz soms from 20 000 soms to 700 000 soms
Interest rate: annual effective interest rate starts from 23,58%*
Requirements for collateral security

  • Up to 150,000 soms a loan is issued without collateral, a guarantor for the loan is required
  • Up to 250,000 soms - a vehicle is required as collateral.
  • Over 250 001 soms  - real estate is required as collateral.

* The effective annual interest rate is calculated individually. Please, contact the loan expert for clarification.

Сar loans have become a common solution for those who need a car for work, active life and simply to feel more self-confident and free.

CJSC MFC Alma Credit offers you car loans for all auto-moto needs such needs as:

  • Purchase of auto parts
  • purchase of winter/summer/all season tires
  • new or used car purchasing
  • used car repair
  • buying a trailer for a car
  • and much more

Our credit specialists will be happy to provide high qualified consultations on the advantages of getting a car loan at MFC Alma Credit and to develop tailor-made solutions with flexible deadlines.

Contact Alma Credit branches

Loan term: from 3 to 60 months
Loan amount: in Kyrgyz soms from 20 000 soms to 3 000 000 soms
Interest rate: annual effective interest rate starts from 23,58%*

Requirements for collateral security

  • Up to 150,000 soms a loan is issued without collateral, a guarantor for the loan is required
  • Up to 250,000 soms - a vehicle is required as collateral.
  • Over 250 001 soms - real estate is required as collateral.

* The effective annual interest rate is calculated individually. Please, contact the loan expert for clarification.